Spiko

Spiko is a Paris fintech that offers tokenised money-market funds so European businesses and individuals can earn daily yield on idle cash with same-day liquidity. Founded in 2023 by Paul-Adrien Hyppolite and Antoine Michon, it is supervised by French authorities (ACPR/AMF) as a MiFID investment firm; fund shares are tokenised on-chain while client assets sit with custodians CACEIS and Santander. Products invest in short-term Eurozone and US Treasury bills with transparent management fees taken from interest. In July 2025 Spiko raised a $22 million Series A led by Index Ventures to accelerate go-to-market and European expansion after growing past $1 billion in assets under management. Sources: company disclosures; EU-Startups adjacent coverage 2025–2026.