Prosper

Prosper Marketplace is a fintech company dedicated to advancing financial wellbeing by offering a range of affordable financial solutions. Operating in the consumer finance market, Prosper provides personal loans, credit cards, and home equity lines of credit, catering to individuals across the credit spectrum. The company generates revenue through interest and fees associated with its financial products. Personal loans are issued by WebBank, while the Prosper® Card, an unsecured credit card, is issued by Coastal Community Bank under a Mastercard license. Prosper Marketplace is also an equal housing lender, ensuring fair access to financial services. Keywords: fintech, personal loans, credit cards, home equity, financial wellbeing, consumer finance, WebBank, Coastal Community Bank, Mastercard, equal housing lender.