Kapital

Kapital is a Mexico City AI-native business bank for SMEs, combining cash management, payments, credit and analytics on one platform. After becoming Latin America's first AI-focused banking unicorn via a September 2025 Series C that valued the company above $1.3 billion, Kapital announced in September 2026 a $125 million equity-and-debt extension of that Series C: Tru Arrow Partners led the equity side and Fasanara Capital supplied debt, with Cervin Ventures, Niya Partners and Overlook Capital also participating. The firm says it serves more than 350,000 customers across Mexico, the United States, Europe and other Latin American markets, and will use the capital to deepen proprietary AI underwriting and data tools while accelerating growth in Mexico and the US. Twice named a World Economic Forum Technology Pioneer, Kapital is one of Mexico's unicorn cohort and is testing whether its invoice-rich underwriting model travels into the US small-business credit market.