Griffin

Griffin is a UK-based fintech company that operates as a Banking as a Service (BaaS) platform. The company provides an API-first approach, allowing other companies to integrate financial services directly into their products. This includes features such as payments and customer onboarding.

Griffin's business model is centered on providing the banking infrastructure and software for businesses to build and launch their own financial products. By offering a full-stack platform, it manages the complexities of financial regulation and technology, enabling its clients to focus on their core business. The company recently obtained a UK banking license, which allows it to hold customer funds and conduct regulated financial activities. This positions Griffin as a key enabler for the next wave of fintech innovation, catering to a market of companies that want to embed finance into their offerings.

Keywords: Banking as a Service, BaaS, API-first, fintech, embedded finance, financial infrastructure, UK bank, payments, customer onboarding, financial technology