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EarnUp

Fintech · San Francisco, United States · Founded 2014

An intelligent loan payment automation MoreLess

EarnUp operates in the financial wellness sector, providing AI-driven tools designed to assist lenders, credit unions, and employers in empowering their clients. The company offers three main solution suites: Smart Tools, Action Automation, and Insights. These suites aim to simplify and automate complex financial activities, such as budgeting, debt management, and financial planning. EarnUp's AI Advisor is a key feature, offering hyper-personalized financial advice, budget development, money management tracking, and financial product recommendations. The business model focuses on delivering value to enterprises and consumers by enhancing customer satisfaction and loyalty through personalized financial experiences. EarnUp serves over 3 million people, helping them become homebuyer-ready, pay down debt, and save for significant life events.

Keywords: financial wellness, AI-powered tools, lenders, credit unions, employers, debt management, budgeting, savings, personalized experience, customer engagement.

Valuation $100–250M
Revenue $10–50M
Headcount <100
Total funding $50–100M
Unlock exact values This page shows ranges. Dealroom has the exact numbers for EarnUp and the history behind them.

Talent graph

EarnUp's talent

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Team profiled 15 named & role-tagged
Founders Hidden — book a demo/100 quality score
Key operators 2 quality Hidden — book a demo/100
Potential founders Hidden — book a demo likely future founders
Startup mafia Hidden — book a demo alumni-founded startups
Talent movements Hidden — book a demo in · Hidden — book a demo out past 12 months

Source: Dealroom Talent Intelligence.

Investors

15 investors on EarnUp's cap table

Sourced from Dealroom's funding history. Investor profile links are shown where available.

Seed 7 investors entered at this stage
Blumberg Capital
Base Ventures
Correlation Ventures
Kapor Capital
Fenway Summer Ventures
Financial Solutions Lab
Camp One Ventures
Series A 6 investors entered at this stage
SignalFire
Deciens Capital
Ulu Ventures
Acumen
Bain Capital Ventures
Flourish Ventures
Series B+ 2 investors entered at this stage
LendingTree
KeyBank

Global footprint

Where EarnUp has talent and traffic

Workforce by country
4 countries with
team presence
🇺🇸 United States47.8%
🇨🇷 Costa Rica43.5%
🇨🇦 Canada4.3%
🇦🇺 Australia4.3%
4 countries shown

Market sentiment

What the market is saying about EarnUp

An AI-synthesized read of the highest-engagement posts about EarnUp on X over the past 7 days. We rank by likes & retweets, ignore corporate channels, and surface the themes that broke out from real people.

Reading the room on X — pulling top posts and synthesizing themes…

Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour

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