Citi

Citi is a global bank that provides financial products and services to corporations, governments, investors, institutions and individuals, and does business in more than 180 countries and jurisdictions. It concentrates on banking institutions with cross-border needs, managing wealth for clients around the world and running a personal bank in its home market, the United States.

The group is organized into five businesses. Services provides Treasury and Trade Solutions, covering cash management, payments, trade finance and working capital, as well as Securities Services for custody, fund and issuer services. Markets offers sales, trading, underwriting and financing across fixed income, currencies, commodities and equities. Banking combines investment, corporate and commercial banking, including M&A advisory, capital raising and corporate lending. Wealth serves Citi Private Bank, Citigold and Wealth at Work clients and, since 2026, U.S. retail banking. U.S. Consumer Cards issues Citi-branded and co-branded credit cards and runs card programs for partner retailers.

Citi earns net interest income on loans and deposits, plus fees and commissions from payments, custody, advisory, underwriting, trading and wealth management.

keywords: global banking, transaction banking, cash management, payments, trade finance, securities services, investment banking, corporate banking, sales and trading, wealth management, private banking, credit cards, consumer banking